How to Understand a N.I.N.J.A. Mortgage Amsterdam NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Bank of America - Rotterdam Plaza
800.432.1000
1428 Altamount Ave
Schenectady, NY
Mansfield And North Corporation
(518)383-9423
1 Barney Road
Clifton Park, NY
C T X Mortgage Company
518-347-1383
Schenectady, NY
Hopmeier-Evans-Gage Agency Inc
(518)875-9237
Main Street
ESPERANCE, NY
Alternative Funding
(518)393-3025
1327 Curry Road
SCHENECTADY, NY
HSBC Bank
1.800.975.HSBC (4722)
Price Chopper Supermarket 1963 Altamont Ave
Schenectady, NY
Monroe Title Insurance Corporation
(518)374-8438
18 Front Street
Ballston Spa, NY
Johns And Lee Real Estate Service Llc
(518)281-3484
1471 Route 9 #6
Clifton Park, NY
NBT Bank
(518)295-7788
271 Main Street
SCHOHARIE, NY
Hennessy Cindy Mortgage Broker
(518)684-0158
4809 State Highway 30
AMSTERDAM, NY

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- How to Lock in a Mortgage Rate Amsterdam NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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