How to Talk to Mortgage Lenders Valley Stream NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Bank of America - Bergen Square
201.653.0500
880 Bergen Avenue
Jersey City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Paradigm Funding Group LLC
(516)569-3454
445 Central Avenue Unit 209
CEDARHURST, NY
Continental Home Loans Inc
(631) 608-8181
825 Merrick Rd
Copiague, NY
Chase Bank
(516) 783-5860
1201 Wantagh Ave
Wantagh, NY
Bank of America - 42nd Street
212.907.5225
56 E. 42nd St
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Fleetwood- Bank Locations- Mount Vernon
(914)699-3154
538 Gramatan Avenue
MOUNT VERNON, NY
Command Mortgage Corporation
(718)850-6641
11301 101st Avenue
SOUTH RICHMOND HILL, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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