How to Talk to Mortgage Lenders Springfield Gardens NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Chase Bank
(718) 620-1806
1051 Westchester Ave
Bronx, NY
Washington Mutual Chinatown Bank
(212)925-7885
221 Canal Street Lbby
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Sterling Mortgage Corporation
(516)745-0003
585 Stewart Avenue Suite 790
GARDEN CITY, NY
New York Community Bank
(516) 942-6839
1 Jericho Plz Fl 3
Jericho, NY
Chase Bank
(212) 912-1882
331-337 S End Ave
New York, NY
Bank of America - Broadway/Warren Street
212.393.1030
261 Broadway
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Citibank N.A.
(718)726-1173
5131 Northern Boulevard
WOODSIDE, NY
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- How to Lock in a Mortgage Rate Springfield Gardens NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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