How to Talk to Mortgage Lenders Riverhead NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Chicago Title Insurance Co
901 East Main
Riverhead, NY
Lopinto Insurance Agency
425 County Road 39a Suite 104
Southampton, NY
Suffolk County National Bank - Consumer Loan
4 West 2nd Street
Peluso Realty Corporation
850 Montauk Highway
Concorde Funding Group
155 Main
Bank of America - Patchogue
47 West Main St
Patchogue, NY
Giacalone Ins Agy
620 Montauk Hwy
Shirley, NY
P. O. BOX 449
Sim Robert Corp
18 Railroad Av
Park AV Mortgage
2487 Montauk Highway
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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