How to Talk to Mortgage Lenders Mount Vernon NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Bank of America - 425 Lexington Avenue
800.432.1000
425 Lexington Avenue
New York, NY
Cross County Title Agency Inc
(201)997-4544
582 Kearny Avenue
Kearny, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
The Mortgage Doctors
(201)567-1501
25 Rockwood Place
Englewood, NJ
Capital One
516-328-1087
550 Franklin Ave
Franklin Square, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Citizens First Funding
(201)797-4140
31-11 Broadway
Fair Lawn, NJ
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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