How to Talk to Mortgage Lenders Hopewell Junction NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Chase Bank
(914) 528-4221
3105 E Main St
Mohegan Lake, NY
Bank of America - North Plank Rd
800.432.1000
86 North Plank Rd
Newburgh, NY
Record And Return Title Agency
(845)278-6500
20 Milltown Rd
Brewster, NY
American Real Estate Search And Settlement Corporation
(845)565-8111
5419 Route 9w
Newburgh, NY
Homescapes Funding Corp
(845)297-2600
66 Middlebush Rd
WAPPINGERS FALLS, NY
HSBC Bank
1.800.975.HSBC (4722)
Nys Thruway/17K 801 Auto Park Place
Newburgh, NY
Bank of America - Cornwall
800.432.1000
25 Quaker Ave
Cornwall, NY
Citizens Bank - Highland
845-691-8101
3650 US Highway 9W
Highland, NY
Hudson Valley Abstract Co Inc
(845)255-0007
7 Innis Avenue
New Paltz, NY
Reliance Funding Corporation
(845)634-1022
280 Broadway
NEWBURGH, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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