How to Talk to Mortgage Lenders Clifton Park NY

Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...

Local Companies

Citizens Bank - Halfmoon / Wal-Mart
518-373-2339
1549 Route 9
Halfmoon, NY
Bank of America - Westmere
800.432.1000
1791 Western Ave
Albany, NY
Statewide Mortgage Assistance Co
(518)581-9904
45 Park Pl
SARATOGA SPRINGS, NY
Optimal Funding Inc
(518)383-6168
1407 Route 9
CLIFTON PARK, NY
American General Financial Services
(518)479-1702
501 Columbia Turnpike
EAST GREENBUSH, NY
Bank of America - Colonie - Wolf Rd
518.459.9003
133 Wolf Rd
Albany, NY
Bank of America - Latham
800.432.1000
579 Troy-Schenectady Rd
Latham, NY
Bank of America - Schenectady
800.432.1000
645 Nott St
Schenectady, NY
Resource One Mortgage
(518)371-8480
400 Clifton Corporate Park
CLIFTON PARK, NY
Guardian Loan Company of Massapequa Inc
(518)383-5580
100 Clifton Corporate Park
CLIFTON PARK, NY

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To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.
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