How to Prepay Your Mortgage Utica NY

Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.

Local Companies

Citizens Bank - Herkimer
315-866-3290
324 Prospect Street
Herkimer, NY
Rome Savings Bank Branch Ofc West Branch
(315)334-1300
1300 Erie Boulevard West
Rome, NY
NBT Bank - Offices
(315)797-0698
8549 Seneca Turnpike
NEW HARTFORD, NY
First Source Federal Credit Union
(315)866-2940
510 West State Street
HERKIMER, NY
Adirondack Financial Services Corporation
(315)724-4186
185 Genesee Street
UTICA, NY
HSBC Bank
1.800.975.HSBC (4722)
Mohawk Shopping Plaza 1708 Black River Blvd N
Rome, NY
Bank of America - Little Falls
800.432.1000
One West Main St
Little Falls, NY
Thomas J. Darling Agency
(315)724-4540
2039 Genesee St
Utica, NY
Homestead Funding Corporation
(315)724-9168
80 Genesee Street
NEW HARTFORD, NY
Bank of Utica - Checking Account Statement Info
(315)797-2761
222 Genesee Street
UTICA, NY

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