How to Prepay Your Mortgage Utica NY

Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.

Local Companies

Citizens Bank - Utica / Wal-Mart
315-724-8780
710 Horatio St
Utica, NY
Nbt Bank Offices
(315)853-5501
1 Kirkland Avenue Suite 1
Clinton, NY
Rome Savings Bank Branch Ofc West Branch
(315)334-1300
1300 Erie Boulevard West
Rome, NY
NBT Bank
(315)891-7502
12 North Main Street
MIDDLEVILLE, NY
Bank of Utica - Checking Account Statement Info
(315)797-2761
222 Genesee Street
UTICA, NY
HSBC Bank
1.800.975.HSBC (4722)
Hannaford Plaza 1125 Mohawk St
Utica, NY
Citizens Bank - Utica Downtown
315-797-2150
266 Genesee Street
Utica, NY
Nbt Bank Offices
(315)337-7393
853 Black River Boulevard North
Rome, NY
The Homeownership Center
(315)724-4197
1611 Genesee Street
UTICA, NY
First Source Federal Credit Union
(315)735-1030
1634 Genesee Street
UTICA, NY

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