How to Prepay Your Mortgage Utica NY

Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.

Local Companies

Bank of America - New Hartford
800.432.1000
50 Genesee St
New Hartford, NY
Adirondack Bank
315-736-6169
Whitesboro, NY
Herkimer County Trust
(315)823-0300
501 East Main Street
LITTLE FALLS, NY
Countrywide Home Loans
(315)336-3070
7763 Turin Road
ROME, NY
Syracuse Securities Inc
(315) 533-7160
7763 Turin Rd
Rome, NY
Citizens Bank - Herkimer
315-866-3290
324 Prospect Street
Herkimer, NY
Berkshire Bank
315-821-6598
Oriskany Falls, NY
NBT Bank - Offices
(315)797-0698
8549 Seneca Turnpike
NEW HARTFORD, NY
First Pioneer Farm Credit ACA
(315)841-3398
995 Nys Route 12
SANGERFIELD, NY
Adirondack Bank
(315)866-0775
29 West Main Street
MOHAWK, NY

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