How to Lock in a Mortgage Rate Yorktown Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Hudson Abstract Corp
(914)631-3077
16 New Broadway
Tarrytown, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
American Dream Financial Corporation
914-686-6668
White Plains, NY
Money Depot The
(845)425-7822
259 Route 59
SPRING VALLEY, NY
Chase Bank
(914) 631-0186
360 S Broadway
Tarrytown, NY
Mlk Insurance Service Inc.
(914)674-1144
12 Cedar
Dobbs Ferry, NY
Theiss Insurance Agency
(914)948-2144
641 North Broadway
White Plains, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Mayer William J
(203)622-1557
3 Pickwick Plaza
Greenwich, CT
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