How to Lock in a Mortgage Rate Yorktown Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Across From Toys R Us 117 East Route 59
Nanuet, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Wells Fargo Home Mortgage
(203)207-0004
457 North Main Street
Danbury, CT
Home Savings Of America
(914) 763-9000
470 Mamaroneck Ave Ste 306
White Plains, NY
HSBC Bank
1.800.975.HSBC (4722)
Jefferson Valley Mall 650 Lee Blvd
Yorktown Heights, NY
Chase Bank
(845) 359-5350
60 Dutch Hills Rd
Orangeburg, NY
Mlk Insurance Service Inc.
(914)674-1144
12 Cedar
Dobbs Ferry, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Manhattan Mortgage CO Inc
(914)696-1400
100 Manhattanville Road
PURCHASE, NY
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