How to Lock in a Mortgage Rate Yorktown Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 693-4300
500 Ashford Ave
Ardsley, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Paramount Equities Group Inc
(914)736-3400
1013 Brown Street
PEEKSKILL, NY
Residential Home Funding Corporation
(914) 923-4300
707 Westchester Ave Ste 305
White Plains, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Duane Reade 75 Mamaroneck Ave
White Plains, NY
Chase Bank
(845) 565-5380
353 New Windsor Hwy
New Windsor, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Spartan Funding Inc
(914)273-0158
84 Business Park Drive
ARMONK, NY
Household Finance Realty Corporation of New York
(914)962-5736
Triangle Shopping Court
YORKTOWN HEIGHTS, NY
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