How to Lock in a Mortgage Rate Woodside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Levittown
800.432.1000
3161 Hempstead Turnpike
Levittown, NY
Lisette G Samuel Insurance
(718)231-2316
1322 E Gun Hill Rd
Bronx, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Citifinancial
973-790-0060
Totowa, NJ
Fairmont Funding
(718)488-7400
26 Court Street
BROOKLYN, NY
HSBC Bank
1.800.975.HSBC (4722)
Bay Plaza Shopping Center 2014 Bartow Ave
Bronx, NY
Ark Mortgage Inc
(201)291-4140
299 Market Street Suite 300
Saddle Brook, NJ
Rosenthal And Rosenthal
(212)356-1400
1370 Broadway
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Layton Fairmount Corporation
(201)227-8484
445 N. Woodland Street
Englewood, NJ
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