How to Lock in a Mortgage Rate Woodside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
6812 Park Avenue
Guttenberg, NJ
Washington Mutual Bank Locations Brooklyn Smith Street
192 Smith Street
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Bank Locations- 57th & First Avenue
360 East 57th Street
First Allied Home Mortgage Llc
(516) 626-5100
333 Jericho Tpke Ste 211
Jericho, NY
TD Bank
(201) 963-2163
125 Eighteenth Street
Kearny, NJ
Garden State Mortgage Corporation
560 Bergen Boulevard
Ridgefield, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Aspire Home Loans
Paramus, NJ
Eastern Equity Corporation
500 Jericho Turnpike Suite 2
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