How to Lock in a Mortgage Rate Woodhaven NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(516) 783-5860
1201 Wantagh Ave
Wantagh, NY
1st Metropolitan Mortgage
(973)522-0094
339 Lafayette St
Newark, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Fairfield Financial Mortgage Group
(516)222-7016
333 Earle Ovington Blvd
UNIONDALE, NY
Chase Bank
(516) 825-0132
111 Main St
East Rockaway, NY
Bank of America - 345 Park Avenue
212.355.4436
345 Park Ave
New York, NY
Northwood Abstract
(718)631-5750
60 East 42nd Street
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Summit Mortgage Bankers Inc
(718)888-0432
3660 Main Street Suite 3
FLUSHING, NY
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