How to Lock in a Mortgage Rate Woodhaven NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(516) 783-5860
1201 Wantagh Ave
Wantagh, NY
Bank of America - Irvington
973.474.5002
918 Springfield Avenue
Irvington, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Evergreen Funding CO of NY
(718)871-8282
3902 14th Avenue
BROOKLYN, NY
HSBC Bank
1.800.975.HSBC (4722)
On The Corner Of 15Th St 15 Union Square West
New York, NY
Bank of America - Empire State
212.290.0170
350 Fifth Ave
New York, NY
Washington Mutual Bank Locations 75th And Broadway
(212)799-9357
2139 Broadway
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Stanley Capital Mortgage Inc
(201)242-0900
2 Executive Dr
Fort Lee, NJ
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