How to Lock in a Mortgage Rate Whitestone NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Lothel Abstract Corporation
(516)484-7130
99 Powerhouse Road Suite 209
Roslyn Heights, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Girimonti Home Loans & Finance
(212)683-1500
6 East 32nd Street
NEW YORK, NY
Wells Fargo - White Plains
914-682-7416
202 Mamaroneck Ave
White Plains, NY
Port Abstract Inc
(718)767-9393
801 Axinn Avenue
Garden City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Global Home Loans & Finance
(516)408-3899
250 Fulton Avenue
HEMPSTEAD, NY
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