How to Lock in a Mortgage Rate Whitestone NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Keats Ronald Insurance
(516)354-4849
299 Jericho Turnpike
Floral Park, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Commercial Capital Alliance
(516)741-8880
1100 Franklin Av
GARDEN CITY, NY
Guardhill Financial Corp
(212) 688-2097
950 3Rd Ave Fl 24
New York, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Gunn And Company
(212)883-6687
30 E 39th St
New York, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Colonial Mortgage
(516)626-5107
333 Jericho Turnpike Suite 211
JERICHO, NY
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