How to Lock in a Mortgage Rate White Plains NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Tarrytown Bridge Plaza
914-631-2102
350 S Broadway
Tarrytown, NY
Costa Dominick Cpa
(914)381-4538
839 Ralph Ave
Mamaroneck, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
The Bank of New York Rockland Division - Banking Offices- Suffern
(845)357-4300
67 Lafayette Avenue
SUFFERN, NY
Newlife Financial Company Inc
(212)643-2080
162-23 Depot Rd
FLUSHING, NY
Bank of America - Pelham Manor
800.432.1000
4767 Boston Post Rd
Pelham Manor, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Fast And Easy Mortgage Inc
(718)426-7500
98-15 37 Av
CORONA, NY
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