How to Lock in a Mortgage Rate Webster NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Webster Plaza 980 Ridge Road East
Webster, NY
Citizens Bank - Ridgemont Plaza Drive Thru
585-227-5880
2833 West Ridge Road
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Citibank (New York State)
(800)934-1609
28 Main Street E
ROCHESTER, NY
Gateway Funding Diversified Mtg Srvs Lp
(585) 285-4144
3180 Latta Rd Ste 600
Rochester, NY
HSBC Bank
1.800.975.HSBC (4722)
Just West Of 390 2362 Lyell Ave
Rochester, NY
HSBC Bank
1.800.975.HSBC (4722)
Univ Of Roch/Strong Hosp 1475 Mt Hope Ave
Rochester, NY
First Choice Funding Westside
(585)865-0615
34 Buckman Road
Rochester, NY
Fleet Private Clients Group
(716)546-9310
1 East Ave
ROCHESTER, NY
Fairport Savings Bank
(585) 381-4040
1173 Pittsford Victor Rd
Pittsford, NY
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