How to Lock in a Mortgage Rate Watervliet NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital Region Ins Agcy
(518)456-8965
421 New Karner Rd
Albany, NY
Sunset Mortgage
(518)690-0083
12 Wade Road
LATHAM, NY
Fort Orange Funding LLC
(518)446-9629
21 Everett Road Extension
ALBANY, NY
Citifinancial
(518)357-9761
1400 Altamont Avenue
SCHENECTADY, NY
A Financial Alternative
(518)765-5047
16 Grove St
VOORHEESVILLE, NY
Citizens Bank - Rotterdam
518-356-3100
1725 Altamont Ave
Schenectady, NY
Centract Data Corporation
(518)475-7990
20 Brookview Avenue
Delmar, NY
Northeast Funding Svces
(518)782-1855
5 Herbert Dr
LATHAM, NY
Citifinancial
(518)783-6894
515 Troy Schenectady Road
LATHAM, NY
Carteret Mortgage
(518)459-3335
45 Colvin Avenue
ALBANY, NY

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