How to Lock in a Mortgage Rate Watertown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Worden Insurance Agency
(315)583-5621
1267 Rt 11
Adams Center, NY
Community Bank Na Watertown Offices
(315)788-4503
216 Washington Street Suite 1
Watertown, NY
Compass Mortgage Inc
315-788-7100
Watertown, NY
Redwood Bank
(315)232-4517
10729 USRoute 11
ADAMS, NY
Household Finance Corporation
(315)788-8600
21216 Pioneer Plaza Drive
WATERTOWN, NY
HSBC Bank
1.800.975.HSBC (4722)
Post Office 26 E Church St
Adams, NY
North Country Cluster Inc
(315)686-5161
209 James St
Clayton, NY
Jefferson Abstract Corporation
(315)782-4203
125 Sherman Street
Watertown, NY
Upstate Capital
(315)786-2813
742 West Main
WATERTOWN, NY
M & T Bank
(315)782-9791
113 Court Street
WATERTOWN, NY

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