How to Lock in a Mortgage Rate Watertown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Carthage Savings And Loan Association
146 Arsenal Street Suite 11
Watertown, NY
Watertown Savings Bank
30 East Church Street
Household Finance Corporation
21216 Pioneer Plaza Drive
Northern Federal Credit Union
(315) 222-6317
120 Factory St
Watertown, NY
Carthage Federal Sav And Ln Assoc
(315) 493-3480
313 State St
Carthage, NY
North Country Cluster Inc
209 James St
Clayton, NY
Watertown, NY
Redwood Bank
10729 USRoute 11
Community Bank NA - Black River Office
28499 State Route 3
Homestead Funding Corp
(315) 788-4270
210 Court St
Watertown, NY

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