How to Lock in a Mortgage Rate Wappingers Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
(914) 245-1132
3660 Lee Road
Jefferson Valley, NY
Citizens Bank - Vails Gate
845-562-1510
406 Route 32
Vails Gate, NY
Karvin Abstract Corporation
(845)562-2622
273 Quassaick Avenue
New Windsor, NY
Guaranteed Home Mortgage
(845)298-4114
11 Marshall Road
WAPPINGERS FALLS, NY
Crossroad Capital Services Inc
(845)279-2286
686 Stoneleigh Avenue # 2
CARMEL, NY
Chase Bank
(845) 635-2191
1600 Main St, Ste 14
Pleasant Valley, NY
Bank of America - Broadway
800.432.1000
385 Broadway
Newburgh, NY
Putnam Title Agency Corp
(845)940-1881
2435 Route 6
Brewster, NY
Suntrust Mortgage Inc
(845)569-2195
5020 Route 9W
NEWBURGH, NY
Fleet Mortgage
(914)567-5067
1279 Route 300 3rd Fl
NEWBURGH, NY