How to Lock in a Mortgage Rate Wappingers Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 528-4221
3105 E Main St
Mohegan Lake, NY
Consumer Marketing Services Inc
(845)473-6929
272 Main Street
Poughkeepsie, NY
Reliance Funding Corporation
(845)634-1022
280 Broadway
NEWBURGH, NY
Bank of Millbrook
(845)677-5321
Af Frankln Avenue
MILLBROOK, NY
Primelending A Plainscapital Company
(845) 564-5500
1279 Route 300 Fl 1
Newburgh, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Key Foods 1609 Main Street
Pleasant Valley, NY
Chase Bank
(845) 297-5766
1655 Rte 9
Wappingers Falls, NY
Stoneleigh Inc
(845)621-4251
559 Route 6
MAHOPAC, NY
Crossroad Capital Services Inc
(845)563-4777
68 North Plank Road
NEWBURGH, NY
Wells Fargo Bank Na
(845) 440-2300
1399 Route 52
Fishkill, NY

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