How to Lock in a Mortgage Rate Wappingers Falls NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 255-0500
2 Plattekill Ave
New Paltz, NY
Chase Bank
(845) 462-1500
48 Vassar Rd
Poughkeepsie, NY
Rhinebeck Savings Bank - Hyde Park Branch
(845)229-8188
1075 Violet Avenue
HYDE PARK, NY
Horizon Financial Group-Inc.
(845)485-1853
45 Clark St
POUGHKEEPSIE, NY
Citimortgage Inc
(845)471-5030
1351 Route 55
LAGRANGEVILLE, NY
HSBC Bank
1.800.975.HSBC (4722)
West Point (Usma) 195 Main St
Highland Falls, NY
Chase Bank
(845) 471-2030
2586 S Rd
Poughkeepsie, NY
Highland Falls Federal Savings And Loan Association
(845)446-4711
252 Main Street
Highland Falls, NY
Northeast Buisness Capital Inc
(845)452-6200
3 North Randolph Av
POUGHKEEPSIE, NY
Fleet Mortgage
(914)567-5067
1279 Route 300 3rd Fl
NEWBURGH, NY

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