How to Lock in a Mortgage Rate Vestal NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Endicott Drive Thru
607-754-9872
12 Madison Avenue
Endicott, NY
Four Corners Abstract
(607)772-6976
71 State Street
Binghamton, NY
Terry Strauss Agency
(607)748-6328
1250 Vestal Pkwy E
Vestal, NY
NBT Bank - Customer Service & Account Information- Offices
(607)724-6337
1256 Upper Front Street
BINGHAMTON, NY
Homestead Funding Corp
(607) 238-1577
84 Court St
Binghamton, NY
HSBC Bank
1.800.975.HSBC (4722)
Reliable Mkt/Family $ 1115 Conklin Rd
Conklin, NY
Citizens Bank - Binghamton / West
607-766-9190
247 Main Street
Binghamton, NY
Sherry L. Barton Agency
(607)722-6479
286 Conklin Ave
Binghamton, NY
Oconnor Francis X Attorney At Law
(570)879-2534
300 Main Street
Great Bend, PA
IPI Skyscrpaer Mortgage
(607)231-5626
19 Chenango Street Suite 806
BINGHAMTON, NY