How to Lock in a Mortgage Rate Valley Stream NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-649-7701
1425 Rockaway Pkwy
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Gibraltar Mortgage
(914)235-3155
1 Cottage Place
NEW ROCHELLE, NY
Community Preservation Corp
(646) 822-6862
28 E 28Th St Fl 9
New York, NY
Chase Bank
(718) 327-7772
1912 Mott Ave
Far Rockaway, NY
Tick And Co Inc
(516)365-6880
1 Hollow Ln
New Hyde Park, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Ontime Mortgage LLC
(718)859-2314
1454 Flatbush Av
BROOKLYN, NY
1st United Mortgage Banking Corporation
(718)347-2300
61 Jericho Turnpike
JERICHO, NY
Data Provided by: