How to Lock in a Mortgage Rate Troy NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Bob Barton
(518)786-3971
623 New Loudon Rd
Latham, NY
Metroland Agency Inc
(518)377-2072
2330 Broadway
SCHENECTADY, NY
Homestead Funding Corporation
(518)373-0814
1407 Route 9
CLIFTON PARK, NY
Hartford Funding Limited
(518)372-3163
322 Ballston Road
SCHENECTADY, NY
Prospect Mortgage Llc
(518) 586-6678
12 Century Hill Dr
Latham, NY
Bank of America - 69 State Street
800.432.1000
69 State St
Albany, NY
Amp Abstract And Title Services
(518)783-7127
974 Albany Shaker Road
Latham, NY
Maple Tree Funding
(518)782-1202
1202 Troy Schenectady Road
LATHAM, NY
Home Mortgage Network
(518)783-6600
930 Albany Shaker Road
LATHAM, NY
Community Preservation Corporation
(518)463-1776
39 North Pearl Street
ALBANY, NY

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