How to Lock in a Mortgage Rate Troy NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Capitol Hill
518-436-0811
111 Washington Avenue
Albany, NY
Consumer Marketing Services Inc
(518)426-3250
1 Columbia Place
Albany, NY
Resource One Mortgage
(518)371-8480
400 Clifton Corporate Park
CLIFTON PARK, NY
Edge Real Estate & Financial SVCS
(518)233-1700
1 Bent Pine Hollow
CLIFTON PARK, NY
Rbs Citizens Na
(518) 432-2274
833 Broadway
Albany, NY
HSBC Bank
1.800.975.HSBC (4722)
1 Mile East Of Suny 899 Western Ave
Albany, NY
Bank of America - Glenville
800.432.1000
200 Saratoga Road
Scotia, NY
Johns And Lee Real Estate Service Llc
(518)281-3484
1471 Route 9 #6
Clifton Park, NY
First Saratoga Funding Inc
(518)877-7985
258 Ushers Road
CLIFTON PARK, NY
Funding Source Llc
(518) 451-9193
17 Computer Dr W
Albany, NY

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