How to Lock in a Mortgage Rate Tonawanda NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Young St-Tonawanda / Tops
716-693-7285
890 Young St
Tonawanda, NY
American Home Funding Inc
(716)633-2906
115 Lawrence Bell Drive
Buffalo, NY
Riedman Corporation
(716)434-3535
76 West Ave
Lockport, NY
Jamestown Savings Bank - Commercial Lending
(716)631-8767
4545 Transit Road
BUFFALO, NY
Cole Taylor Bank
(734) 926-2400
60 Main St Ste 100
Hamburg, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Main & Harris Hill 8503 Main Street
Williamsville, NY
Citizens Bank - Broadway-Bailey Tops
716-897-1243
1770 Broadway
Buffalo, NY
Niagara Square Abstract
(716)434-2088
175 Hawley Street
Lockport, NY
Pj Lopus Insurance Services
(716)662-4240
10 North Lincoln Ave.
Orchard Park, NY
Citifinancial
(716)565-3640
5110 Main Street Suite 302
BUFFALO, NY