How to Lock in a Mortgage Rate Tonawanda NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Lockport / Tops
716-439-8520
5827 S. Transit Rd
Lockport, NY
Bank of America - Tonawanda
800.432.1000
1188 Niagara Falls Blvd
Tonawanda, NY
Huntmustard Agency Inc
(716)759-8123
9545 Main St
Clarence, NY
Niagara Square Abstract Company
(716)625-8960
129 Hawley Street
Lockport, NY
Beggs Richard C
(716)791-3301
2364 Ridge Road
Ransomville, NY
Bank of America - Elmwood
716.881.2915
495 Elmwood Avenue
Buffalo, NY
Citizens Bank - Liberty / Main Street
716-855-2532
414 Main Street
Buffalo, NY
Rapid Title Svcs Inc
(716)681-4855
5360 Genesee Street
Bowmansville, NY
Clauss And Company Insurance
(716)886-6600
735 Delaware Ave
Buffalo, NY
Leonard M. Cannello
(716)283-8725
8711 Buffalo Avenue
Niagara Falls, NY