How to Lock in a Mortgage Rate Tarrytown NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Amtrust Funding Svcs
914-328-4404
White Plains, NY
Municipal Housing Authority
(914) 793-8400
1511 Central Park Avenue
Yonkers, NY
TD Bank
(914) 723-0335
824 Central Park Avenue
Scarsdale, NY
Singer Nelson Charlmers
(201)837-1100
Po Box 16
Teaneck, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Bank Of America
914-934-1076
Port Chester, NY
Nationwide Equities Corporation
(914)965-1100
5 Seminary Avenue
YONKERS, NY
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