How to Lock in a Mortgage Rate Syracuse NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Cicero
5834 E. Circle Drive
Cicero, NY
Ticor Title Insurance
201 East Jefferson Street
Syracuse, NY
Americu Credit Union
Liverpool, NY
GMAC Mortgage Corporation
8134 Oswego Road
Empire Federal Credit Union
8430 Oswego Road
Chase Bank
(315) 476-5870
649 S Crouse Ave
Syracuse, NY
115 Continuum Dr
Liverpool, NY
Liverpool Associates Insurance Agency
2036 South Salina Street
Syracuse, NY
Solvay Bank
State Tower Building
Geddes Federal Savings & Loan Association
2208 West Genesee Street

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