How to Lock in a Mortgage Rate Syracuse NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(315) 476-0987
801 James St
Syracuse, NY
Robert W Lighthouse
(315)472-5420
440 S Warren St
Syracuse, NY
Liverpool Associates Insurance Agency
(315)428-1486
431 North Salina Street
Syracuse, NY
Family First Mortgage
(315)378-0884
4610 Bloomsbury Drive
SYRACUSE, NY
Bank Of America Na Charlotte
(315) 426-4268
One Clinton Square 4Th Floor
Syracuse, NY
HSBC Bank
1.800.975.HSBC (4722)
Hafner'S 5201 West Taft Rd
North Syracuse, NY
Bank of America - Warren Street
800.432.1000
440 South Warren Street
Syracuse, NY
Steve Donigan Agency
(315)428-8600
708 West Belden Avenue
Syracuse, NY
M And R Mortgage Assistance
(315)477-1377
117 Herbst Av
Syracuse, NY
Blackthorne Funding
(315)426-1601
465 South Salina Suite 12
SYRACUSE, NY

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