How to Lock in a Mortgage Rate Syracuse NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Brown And Brown Inc
(315)463-4777
5010 Campuswood Dr
East Syracuse, NY
Public Abstract Corporation
(315)472-4718
407 South Warren Street Suite 100
Syracuse, NY
Suncoast Mortgage Corporation
(315)451-2050
209 2nd Street
LIVERPOOL, NY
Power House Mortgage & Funding Company
(315)426-1537
222 Twinhills Drive
SYRACUSE, NY
Fleet Mortgage
(315)426-4282
1 Clinton Sq 3rd Fl
SYRACUSE, NY
HSBC Bank
1.800.975.HSBC (4722)
Tri-County Mall 197 Downer St
Baldwinsville, NY
Robert W Lighthouse
(315)472-5420
440 S Warren St
Syracuse, NY
The Mortgage Organization Inc.
(315)685-7283
10 Lakeview Circle
SKANEATELES, NY
Residential Mortgage CO
(315)455-5179
2231 Brewerton Road
SYRACUSE, NY
Partners Trust Bank Mortgage Services
(315)671-5100
6870 East Genesee Street
FAYETTEVILLE, NY