How to Lock in a Mortgage Rate Suffern NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Bergenfield- Legion
201.387.1083
35 Legion Dr
Bergenfield, NJ
New Jersey Citizen Action
(973)357-0719
90 Martin
Paterson, NJ
Stewart Baltimore Insurance Associates
(845)642-8103
18 Dickinson Ave
Nyack, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
GMAC
(914)332-4561
325 Route 304
NANUET, NY
TD Bank
(201) 664-9100
336 Old Hook Road
Westwood, NJ
Mortgage Now Inc
(201)678-0500
863 Main Street
Hackensack, NJ
First Horizon Home Loans
(201)909-3720
151 West Passaic Street
Rochelle Park, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Residential Home Funding
(973)575-0097
28 Bloomfield Av
Fairfield, NJ
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