How to Lock in a Mortgage Rate Stony Brook NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Giacalone Ins Agy
(631)281-4000
620 Montauk Hwy
Shirley, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
South Bay Equities Limited
(631)273-7300
30 1st Avenue
BRENTWOOD, NY
Coldwell Banker
(631)673-5905
381 New York Ave
RONKONKOMA, NY
Bank of America - LI McArthur
800.432.1000
4400 Veterans Memorial Highway
Holbrook, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Prestige Commercial Corporation
(631)243-3477
1600 Deer Park Avenue
DEER PARK, NY
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