How to Lock in a Mortgage Rate Staten Island NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chicago Title Insurance Company
(973)994-1555
6 Becker Farm Road
Roseland, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
American Mortgage Source
973-994-4114
Livingston, NJ
Tri Century Mortgage Corporation
(718)898-1249
14511 Jamaica Avenue # 1
JAMAICA, NY
M & T Mortgage Corporation
(212)350-2008
350 Park Avenue
NEW YORK, NY
First Homeland Mortgage
(201)216-9000
50 Harrison St
Hoboken, NJ
Miridian Title Agency Llc
(908)687-3100
Hillside Area
Union, NJ
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
First Lenders Mortgage
732-275-1600
Middletown, NJ
Shlufman Daniel M
(212)268-8852
875 Avenue Of The Americ
NEW YORK, NY
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