How to Lock in a Mortgage Rate Staten Island NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Broadway/107th Street
212.222.6281
2770 Broadway
New York, NY
Nemergut Paul J Jr Real Estate
(732)636-2600
705 Amboy Avenue
Woodbridge, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Fleet Bank
800-841-4000
Linden, NJ
Mortgages Extra Limited
(718)762-0500
2921 21st Avenue
ASTORIA, NY
Chase Bank
(908) 322-2798
9 Mount Bethel Rd, Ste 211
Warren, NJ
Bank of America - 48th Street
800.432.1000
4800 Bergenline Ave
Union City, NJ
Baker Harold D And Co Inc
(212)687-8856
60 East 42
New York, NY
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
Perfect Mortgage Corp
(718)605-1302
885 Annadale Rd
STATEN ISLAND, NY
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