How to Lock in a Mortgage Rate Staten Island NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Citizen Mortgage Corporation
201-795-1111
Jersey City, NJ
Pamrapo Savings Bank Branch Office
(201)437-1245
155 Broadway
Bayonne, NJ
Fortune Property Management Corp
(718)444-5450
8416 Flatlands Av
BROOKLYN, NY
Indus American Bank
(732) 603-8200
1536 Oak Tree Rd
Iselin, NJ
Bank of America - Cedar Grove
800.432.1000
508 Pompton Ave
Cedar Grove, NJ
Ronald Mazzarella (RFC®), CHFC, CLU
973 994 9100
293 Eisenhower Parkway Suite 255
Livingston, NJ
First Savings Bank Of New Jersey Division Of New York Community Bank
(201)437-1000
568 Broadway
Bayonne, NJ
LUV Homes Realty
(718)492-0002
505 59th Street
BROOKLYN, NY
Equity Loans Llc
(732) 617-9550
1118 Campus Dr
Morganville, NJ
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