How to Lock in a Mortgage Rate Springfield Gardens NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Thomas L. Conneely
110 Bedford Ave
Bellmore, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Wells Fargo Financial
14 Brooklyn Ave
Costa Dominick- Cpa
839 Ralph Ave
Flushing Savings Bank
(718) 961-5400
14451 Northern Blvd
Flushing, NY
Wells Fargo - Madison & 55Th Street
540 Madison Ave
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Metropolitan Funding Corporation
6 East 45th Street Rm 201
Concord Mortgage Corporation
1035 Stewart Avenue
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