How to Lock in a Mortgage Rate Spring Valley NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(201) 947-2372
460 Bergen Blvd
Palisades Park, NJ
Wells Fargo - Cross County
914-963-8705
10 Xavier Dr
Yonkers, NY
North Capital Mortgage
(973)595-5626
290 Union Boulevard Suite 4
Totowa, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Atlantic Stewardship Bank
973-904-1873
Wayne, NJ
Chase Bank
(845) 353-4570
20 N Broadway
Nyack, NY
Bank of America - Dyckman Street & Broadway
718.838.7924
210 Dyckman Street
New York, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
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