How to Lock in a Mortgage Rate South Richmond Hill NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Englewood
201-712-3067
44 Engle St
Englewood, NJ
American Agency Inc
(516)379-3600
140 South Ocean Avenue
Freeport, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Lakewood Mortgage
(201)567-3230
550 Sylvan Avenue Suite 200
Englewood Cliffs, NJ
Gfi Mortgage Bankers Inc
(212) 837-4537
141 Ayers Ct
Teaneck, NJ
Chase Bank
(914) 834-9200
1350 Boston Post Rd
Larchmont, NY
Countrywide Home Loans
(973)642-0232
60 Park Place
Newark, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
John Manning Mortgage
(718)837-2600
155 Bay Ridge Avenue
BROOKLYN, NY
Data Provided by: