How to Lock in a Mortgage Rate South Ozone Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Hometown Atlantic Agency
(516)670-9305
120 West Park Avenue Suite 101
Long Beach, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Rhodes Capital CO
(212)687-7068
51 East 42nd Street Rm 521
NEW YORK, NY
Gateway Mortgage Services
(718)477-1819
1259 Richmond Avenue
STATEN ISLAND, NY
Cliffco Inc
(516) 408-7300
1048 Old Country Rd
Westbury, NY
Capital One
718-229-4700
214-01 Northern Blvd
Bayside, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Happy Home Llc
(718)302-5626
185 Marcy Av
BROOKLYN, NY
Fast Track Funding
(718)931-7600
1862 East Tremont Avenue
BRONX, NY
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