How to Lock in a Mortgage Rate Shirley NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Mcross Agency
(631)724-4222
1775 Expressway Dr N
Hauppauge, NY
First Federal Realtydesimone
(631)981-8800
258 Hawkins Av
Ronkonkoma, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Southport Funding
(631)363-7400
12 Corey Avenue
BLUE POINT, NY
Coastal Home Funding Inc
(631)698-2691
3680 Route 112
CORAM, NY
TD Bank
(631) 289-1026
251 E Main Street
Patchogue, NY
Select Services Abstract Inc
(631)724-8000
5 Frank
Smithtown, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
DFS Funding Corporation
(631)360-5626
720 Smithtown Bypass
SMITHTOWN, NY
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