How to Lock in a Mortgage Rate Shirley NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
290 Main Street
Islip, NY
P. O. BOX 449
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
L S B Capital Corp
376 Mark Tree Rd
750 Middle Country Rd
Capital One
481 Montauk Hwy
East Moriches, NY
R V I Insurance Agency
2080 Route 112
Medford, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Washington Mutual - Bank Locations- Selden
295 Middle Country Road
Coastal Mortgage
761 Coates Av
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