How to Lock in a Mortgage Rate Schenectady NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Consumer Marketing Services Inc
(518)426-3250
1 Columbia Place
Albany, NY
David J. Durrick Agency
(518)783-1449
14 Proctor Ave
Latham, NY
Berkshire Bank
800-773-5601
Albany, NY
Commercial Mortgage Network
(518)272-3814
200 Broadway
TROY, NY
A Choice Funding LLC
(518)373-1980
9 Executive Park Dr
CLIFTON PARK, NY
HSBC Bank
1.800.975.HSBC (4722)
1 Mile East Of Suny 899 Western Ave
Albany, NY
Allstate Insurance Rick Schrade
(518)475-0123
636 Delaware Ave
Delmar, NY
North Country Insurance Agency
(518)374-0555
1925 Curry Road
Schenectady, NY
Custom Capital Corp Of Scotia
866-444-8896
Scotia, NY
American Eagle Mortgage
(518)439-5200
211 Delaware Av
DELMAR, NY