How to Lock in a Mortgage Rate Schenectady NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Farouk Elgidelyahmed
(518)371-3206
1226 Route 146
Clifton Park, NY
Yale St. Funding
(518)843-8698
8 Mohawk Pl
AMSTERDAM, NY
Sunset Mortgage
(518)690-0083
12 Wade Road
LATHAM, NY
Knickerbocker Mortgage Inc
(518)869-2485
1524 Central Avenue
ALBANY, NY
Colonial Insurance Agency LLC
(518)393-9120
7 Airport Park Boulevard Suite 2
LATHAM, NY
Northeast Title And Abstract Co
(518)458-8400
84 Everett Road
Albany, NY
Centract Data Corporation
(518)475-7990
20 Brookview Avenue
Delmar, NY
Superior Mortgage
(518)373-8284
634 Plank Rd
CLIFTON PARK, NY
Metroland Agency Inc
(518)377-2072
2330 Broadway
SCHENECTADY, NY
Home Funding Finders Inc
(518)783-1234
621 Columbia Street
COHOES, NY

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