How to Lock in a Mortgage Rate Schenectady NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-455-9912
125 State Street
Albany, NY
Consumer Marketing Services Inc
(518)885-0437
20 Church Avenue
Ballston Spa, NY
Worldwide Abstract Service Inc
(518)785-4444
410 Troy Schenectady Road
Latham, NY
Resource One Mortgage
(518)371-8480
400 Clifton Corporate Park
CLIFTON PARK, NY
Conseco Finance Corporation
(518)782-5300
9 Cornell Road
LATHAM, NY
Citizens Bank - Glenville / Wal-Mart
518-346-0196
200 Dutch Meadows Lane
East Glenville, NY
Citizens Bank - Slingerlands
518-478-9579
1375 New Scotland Road
Slingerlands, NY
Insurance Brokerage Store
(518)459-6255
1054 Troy-schnectady Road
Latham, NY
William E Sheridan Inc
(518)273-2511
604 3rd Ave
Watervliet, NY
Countrywide Home Loans
(518)786-3600
579 Schenectady Street
SCHENECTADY, NY

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