How to Lock in a Mortgage Rate Scarsdale NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(718) 733-4919
90 W 225th St
Bronx, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
The New York Mortgage CO
(716)691-6114
1301 Avenue Of The Americ
NEW YORK, NY
American Home Mortgage
(212)755-8600
12 East 49th Street
NEW YORK, NY
HSBC Bank
1.800.975.HSBC (4722)
North. Pkwy 35S Lie 41S 366 North Broadway
Jericho, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Competitive Mortgage Services
718-767-2201
Whitestone, NY
Prestige Home Equities
(516)741-0888
500 Old Country Road Suite 104
GARDEN CITY, NY
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