How to Lock in a Mortgage Rate Scarsdale NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
516-488-7800
2055 Hillside Ave
New Hyde Park, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
The Bank of New York Rockland Division - Banking Offices- Tappan
(845)359-3111
80 Old Tappan Road
PIERMONT, NY
Proficio Mortgage Ventures Llc
(201) 857-4341
31 Sheridan Ave Ste 2L
Ho Ho Kus, NJ
Chase Bank
(718) 885-0307
207 City Island Ave
Bronx, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Clear Funding Corporation
914-945-0005
Bronx, NY
Amerifund Home Mortgage LLC
(212)922-9555
420 Lexington Av
NEW YORK, NY
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