How to Lock in a Mortgage Rate Saugerties NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Cairo
800.432.1000
440 Main St
Cairo, NY
Citizens Bank - Rhinebeck
845-876-2024
6708 Route 9
Rhinebeck, NY
D. J. Gilmore Agency
(845)338-9200
508 Albany Ave
Kingston, NY
Rhinebeck Savings Bank
(845)876-1860
6414 Montgomery Street
RHINEBECK, NY
American General Financial Services
(845)336-4968
11 Boices Lane
KINGSTON, NY
Bank of America - Kingston
800.432.1000
451 Washington Ave
Kingston, NY
Bank of America - Rosendale
800.432.1000
1066 Route 32
Rosendale, NY
Foote Charles F Attorney At Law
(518)822-9309
414 Union Street
Hudson, NY
Rondout Savings Bank
(845)382-2200
1296 Ulster Avenue
KINGSTON, NY
American Home Mortgage
(845)336-8566
701 Grant Avenue
LAKE KATRINE, NY

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