How to Lock in a Mortgage Rate Saugerties NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Main St Title Co
(845)331-0932
85 Main Street
Kingston, NY
The Griffin Agency
(845)758-5961
7452 S Broadway
Red Hook, NY
Mortgage Choices Inc
(518)828-3737
84 Green Street
HUDSON, NY
American General Financial Services
(845)336-4968
11 Boices Lane
KINGSTON, NY
Sawyer Savings Bank
(845) 246-2894
87 Market St
Saugerties, NY
Bank of America - Ulster Avenue
800.432.1000
1343 Ulster Ave
Kingston, NY
Mccannthomas Abstract Corporation
(845)384-6868
239 Fair Street
Kingston, NY
PHH Mortgage
(518)634-2440
598 Route 45
EARLTON, NY
Bank of Greene County
(518)943-3700
Main & Church
CATSKILL, NY
Mid-Hudson Valley Federal Cu
(800) 451-8373
1099 Morton Blvd
Kingston, NY

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