How to Lock in a Mortgage Rate Saugerties NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Cairo
800.432.1000
440 Main St
Cairo, NY
Citizens Bank - Kingston NY
845-338-6200
273 Wall Street
Kingston, NY
The Griffin Agency
(845)758-5961
7452 S Broadway
Red Hook, NY
Rondout Savings Bank
(845)382-2200
1296 Ulster Avenue
KINGSTON, NY
Homestead Funding Corp
(518) 828-1502
160 Fairview Ave Ste 182
Hudson, NY
Chase Bank
(845) 339-5750
256 Plaza Rd
Kingston, NY
TD Bank
845-338-3016
411 Washington Avenue
Kingston, NY
Universal Land Abstract Inc
(845)331-6015
207 Fair Street
Kingston, NY
Visconti June Insurance
(845)758-9411
13 Joan Lane
Wappingers Falls, NY
Citifinancial
(845)336-0052
1200 Ulster Avenue
KINGSTON, NY

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