How to Lock in a Mortgage Rate Saugerties NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Ulster
845-336-7920
1300 Ulster Ave. Suite 110
Kingston, NY
Mc Cann And Thomas Abstract
(845)339-6243
240 Fair Street
Kingston, NY
Mid-Hudson Valley Federal Credit Union - Kingston
(845)336-4444
1099 Morton Boulevard
KINGSTON, NY
American Home Mortgage
(845)679-7051
6 Raycliffe Drive
WOODSTOCK, NY
Mid-Hudson Valley Federal Cu
(800) 451-8373
1099 Morton Blvd
Kingston, NY
Wells Fargo - Kingston
845-331-0254
235 Fair St
Kingston, NY
Consumer Marketing Services
(518)822-8046
414 Union Street
Hudson, NY
Advisor Mortgage Llc
585-335-2480
Livingston, NY
Coldwell Banker Village Green Realty
(845)331-5357
268 Fair Street
KINGSTON, NY
Albany Mortgage Group
(518)943-0000
1 Bridge
CATSKILL, NY

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