How to Lock in a Mortgage Rate Saratoga Springs NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Saratoga / Wal-Mart
518-583-9170
16 Old Gick Rd
Saratoga Springs, NY
Saratoga Funding & Development Co
(518)583-4866
12 Cedarcrest Dr
SARATOGA SPRINGS, NY
Preferred Home Funding Inc
(518)581-8003
77 Railroad Pl
SARATOGA SPRINGS, NY
Carteret Mortgage
(518)374-2366
59 Snake Hill Road
SCHENECTADY, NY
Hartford Funding Ltd
(518) 372-3163
322 Ballston Rd
Glenville, NY
Citizens Bank - Clifton Park / Hannaford
518-373-0473
9 Clifton Country Road
Clifton Park, NY
Bennett Abstract Corporation
(518)885-4368
Mcmaster
Ballston Spa, NY
Proline Mortgage Corporation
(518)885-5556
20 Prospect Street Suite 102
BALLSTON SPA, NY
Mortgage Zone Inc The
(518)371-5218
1 Barney Rd
CLIFTON PARK, NY
A NY Mortgage LLC
(518)374-3541
415 Sacandaga Road
SCHENECTADY, NY