How to Lock in a Mortgage Rate Saratoga Springs NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-664-5129
5 Park Plaza
Mechanicville, NY
U S Note And Mortgage Co Inc
(518)581-2508
18 Lake Avenue
Saratoga Springs, NY
First Liberty Mortgage LLC
(518)899-9415
P.O. Box 477
ROUND LAKE, NY
Adirondack Trust
(518)926-7244
24 Maple Street
GLENS FALLS, NY
Syracuse Securities Inc
(518) 688-1010
3 Franklin Sq
Saratoga Springs, NY
Citizens Bank - Saratoga / Hannaford
518-587-1400
95 Weibel Avenue
Saratoga Springs, NY
Bank of America - Glens Falls
800.432.1000
14 La Rose St
Glens Falls, NY
H C I Mortgage
(518)373-9992
15 Esopus Drive
CLIFTON PARK, NY
Alliance Mortgage Banking Corporation
(518)583-1177
376 Broadway
SARATOGA SPRINGS, NY
Century Health Capital Inc
(518) 583-1667
358 Broadway Ste 401
Saratoga Springs, NY

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