How to Lock in a Mortgage Rate Saint Albans NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Manhasset
800.432.1000
240 Plandome Rd
Manhasset, NY
Coverage Plus Insurance Brokerage Inc
(718)527-7727
13859 Francis Lewis Boulevard
Rosedale, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Citibank
(516)437-8427
15 Verbena Ave
FLORAL PARK, NY
Bank Of America Na Charlotte
(516) 542-2962
333 Earle Ovington Blvd Ste 10
Uniondale, NY
Capital One
718-465-1100
204-12 Hillside Ave
Hollis, NY
Doris M Floyd Real Estate
(718)794-4445
1565 White Plains Rd
Bronx, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Patriot One Mortgage Bankers Llc
(516) 742-6800
142 Willis Ave
Mineola, NY
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