How to Lock in a Mortgage Rate Saint Albans NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-892-4410
3780 East Tremont Avenue
Bronx, NY
P G Williamson Group Inc
(212)972-9470
708 3rd Avenue
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Bank Locations- 37th & Seventh
(212)868-9598
498 Fashion Avenue
NEW YORK, NY
Optimum Home Funding
(718)487-8200
11206 Jamaica Avenue
RICHMOND HILL, NY
Chase Bank
(516) 568-0764
163 W Merrick Rd
Valley Stream, NY
Program Brokerage Corp
(212)338-2354
122 E 42nd St
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Shelter Rock Mortgage
(516)627-0800
1 Hollow Lane
NEW HYDE PARK, NY
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