How to Lock in a Mortgage Rate Saint Albans NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
(718) 290-1200
211 Montague Street
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Guaranteed Mortgage Solutions
(516)829-0300
425 Northern Boulevard Suite 30
GREAT NECK, NY
ACM Mortgage Corporation
(718)464-7100
88-41 Ransom Street
QUEENS VILLAGE, NY
Chase Bank
(212) 928-7334
1421 St Nicholas Ave
New York, NY
Bank of America - 425 Lexington Avenue
800.432.1000
425 Lexington Avenue
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Mortgage Money Center
(718)343-1818
266 Jericho Turnpike
FLORAL PARK, NY
Eden Mortgage Corpn
(631)753-2655
100 Broadhollow Road
FARMINGDALE, NY
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