How to Lock in a Mortgage Rate Rosedale NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-209-7001
2102 Ralph Ave
Brooklyn, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Knickerbocker Village NY Inc
(212)377-5757
168 Thompson
NEW YORK, NY
Wall Street Mortgage Bankers
(718) 677-7820
4907 Avenue N
Brooklyn, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of 39Th Street 550 7Th Ave
New York, NY
Bank of America - West Babylon
800.432.1000
560 Montauk Highway
West Babylon, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Simon Steven M
(212)679-2968
274 Madison Avenue Rm 904
NEW YORK, NY
Funding Gallery
(718)686-8898
1170 39th Street
BROOKLYN, NY
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