How to Lock in a Mortgage Rate Rockaway Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Prim Comortgages
(516)505-5049
250 Nassau Boulevard
Garden City, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Surrey Place Realty
(718)380-4141
8016 Surrey Place
JAMAICA, NY
Global Financial Center
(718)822-2006
3432 East Tremont Av
BRONX, NY
County Crest Mortgage
(516)565-5700
300 Hempstead Turnpike Suite 218
WEST HEMPSTEAD, NY
Bank of America - East Fordham Road & Valentine Avenue
718.885.0850
248 East Fordham Road
Bronx, NY
Washington Mutual Bank Locations 40th And Lexington
(212)370-0110
355 Lexington Avenue
New York, NY
Trans American Mortgage Corporation
(718)533-7600
3721 75th Street
JACKSON HEIGHTS, NY
Par-Rate Mortgage Services Inc
(718)442-4038
62 Sand Ln
STATEN ISLAND, NY
Family Equity Services USA Inc
(516)746-7682
33 Willis Avenue
MINEOLA, NY
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