How to Lock in a Mortgage Rate Rockaway Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
212-744-6670
1180 Third Ave @ 69Th
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Washington Mutual - Bank Locations- Bronx- East Fordham
(718)364-0158
257 East Fordham Road
BRONX, NY
R and R Mortgage
(718)505-6890
9219 Roosevelt Avenue
JACKSON HEIGHTS, NY
Citifinancial
(516)256-3072
619 Sunrise Highway
LYNBROOK, NY
HSBC Bank
1.800.975.HSBC (4722)
On The Corner Of 15Th St 15 Union Square West
New York, NY
First Jersey Mortgage Services Inc
(201)330-1380
3600 Bergenline Avenue
Union City, NJ
Washington Mutual - Bank Locations- Staten Island- Richmond
(718)761-4018
2845 Richmond Avenue
STATEN ISLAND, NY
Rishi Realty Inc
(718)898-8555
4209 69th Street
WOODSIDE, NY
Gala Resources
(212)302-8840
1212 Avenue Of The Americ
NEW YORK, NY
Data Provided by: