How to Lock in a Mortgage Rate Rockaway Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-625-4234
420 Court Street
Brooklyn, NY
Ronald L Rice And Assoc Inc
(973)589-4700
123 Johnson
Newark, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
First Rate Capital
(516)855-0400
11 Sunrise Plaza
VALLEY STREAM, NY
Coldwell Banker Five Star Realty Corporation
(718)253-0777
1733 Flatbush Avenue
BROOKLYN, NY
Capital One
718-631-9100
211-47 26Th Avenue
Bayside, NY
Bank of America - Church Avenue & Ocean Avenue
718.687.1070
515 Ocean Avenue
Brooklyn, NY
Garden State Mortgage
(201)941-7600
568 Bergen Blvd
Ridgefield, NJ
Rosenthal & Rosenthal
(212)356-1400
1370 Broadway
NEW YORK, NY
Cooper-Horowitz
(212)986-8400
51 East 42nd Street
NEW YORK, NY
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