How to Lock in a Mortgage Rate Rochester NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(585) 336-9526
1982 E Ridge Rd
Irondequoit, NY
Residential Title Agency Inc
(585)321-0050
370 Summit Point Drive
Henrietta, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Prime Mortgage Corporation
(585)383-8390
30 Grove Street
PITTSFORD, NY
M And T Bank
(585) 258-8355
255 East Ave
Rochester, NY
Chase Bank
(585) 723-6092
358 Greece Ridge Center Dr
Rochester, NY
Bank of America - Westview
800.432.1000
100 Pixley Rd
Rochester, NY
Equtele Enterprises Inc
(585)428-9080
39 West Main Street
Rochester, NY
The Lyons National Bank - Ontario OFC
(315)524-9661
6254 Furnace Road
ONTARIO, NY
Fairport Savings Bank
(585) 223-7043
45 S Main St
Fairport, NY
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