How to Lock in a Mortgage Rate Rochester NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Univ Of Roch/Strong Hosp 1475 Mt Hope Ave
Rochester, NY
Landon Agency
(585)226-6127
15 Park Pl
Avon, NY
Schaffer Gregory L And Company
(585)621-3300
3205 Mount Read Boulevard
Rochester, NY
First Rochester Mortgage Corp
(585) 427-9200
2024 W Henrietta Rd Bldg. 2A
Rochester, NY
Nothnagle Home Securities Corp
(585) 461-4110
217 W Main St Ste 200
Rochester, NY
HSBC Bank
1.800.975.HSBC (4722)
Behind Fire Hall 68 Genesee St
Avon, NY
Citizens Bank - Webster
585-265-3660
66 West Main Street
Webster, NY
Barry York Inc
(585)641-0700
180 Linden Oaks
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
AEGIS Lending Corporation
(585)425-1200
430 Perinton Hills Offic
FAIRPORT, NY
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