How to Lock in a Mortgage Rate Riverhead NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
631-325-0500
172 Montauk Hwy
Speonk, NY
Bank of America - Shirley Branch
800.432.1000
1017 Montauk Highway
Shirley, NY
Dcap Insurance Galaxy Agency
(631)727-7272
1280 Old Country Road
Riverhead, NY
Washington Mutual
(631)399-3101
425 William Floyd Parkway
SHIRLEY, NY
Par East Mortgage Company
(631)369-6000
30 West Main Street
RIVERHEAD, NY
Chase Bank
(631) 283-6742
66 Nugent St
Southampton, NY
Capital One
631-281-2201
800 Montauk Hwy
Shirley, NY
Allstate Insurance Eric I. Bukzin
(631)286-0571
2470 Montauk Highway
Brookhaven, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
The New York Mortgage Co LLC
(631)537-4430
2405 Main Street
BRIDGEHAMPTON, NY
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