How to Lock in a Mortgage Rate Riverhead NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
631-765-2800
54375 Main Rd
Southold, NY
Unique Agency
(631)654-2886
500 Medford Avenue
Patchogue, NY
J Foster Terry And Co Inc
(631)283-0660
63 Main Street
Southampton, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Approved Funding Corp
(631)208-8800
57 East Main
RIVERHEAD, NY
Chase Bank
(631) 654-2700
115 E Main St
Patchogue, NY
Bank of America - Shirley Branch
800.432.1000
1017 Montauk Highway
Shirley, NY
Washington Mutual Bank Locations Patchogue
(631)447-8078
499 North Service Road Suite 83
Patchogue, NY
Washington Mutual Bank Locations Yaphank
(631)924-4500
128 Main Street
Yaphank, NY
Park AV Mortgage
(631)537-9055
2487 Montauk Highway
BRIDGEHAMPTON, NY
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