How to Lock in a Mortgage Rate Riverhead NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Medford
2851 Horse Block Rd
Medford, NY
Classic Abstract Limited
16 Palmer Terrace
Sag Harbor, NY
Washington Mutual
Po Box 567
Camelot Funding Corp
456 Medford Av
American Home Mortgage Holding Corporation
57 East Main Street
Capital One
230 Main St
Greenport, NY
Xl Brokerage Inc Mastic
1360 Montauk Highway
Mastic, NY
P. O. BOX 449
South Fork Funding
9 Bellport Lane
Americana Mortgage Group Inc
1673 County Road 39
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