How to Lock in a Mortgage Rate Ridgewood NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Seide Johas Cohen
(212)354-9660
1440 Broadway Rm 1200
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Blue Mountain Commercial Corporation
516-887-7727
Lynbrook, NY
Pan Am Mortgage & Financial Services
(516)228-9300
2160 Hempstead Trnpk
EAST MEADOW, NY
Gould Capital Corporation
(516)466-3100
60 Cuttermill Road Suite 303
GREAT NECK, NY
Frank J Silvestri Inc
(718)833-4100
Po Box 57
Brooklyn, NY
Network Of Homes Patricia Rodriguez Broker And Assoc.
(718)846-9981
10702 Jamaica Avenue
Richmond Hill, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Prestige Home Equities
(516)741-0888
500 Old Country Road Suite 104
GARDEN CITY, NY
Money Store The
(718)463-0200
36-11 Bowne
FLUSHING, NY
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