How to Lock in a Mortgage Rate Richmond Hill NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Washington Mutual Union City
(201)601-2661
3900 Bergenline Avenue
Union City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Nationresidential Mortgage Banking Corporation
(516)938-5664
400 South Oyster Bay Road
HICKSVILLE, NY
New York Urbn Servicing Co Inc
(212) 527-7100
340 E 46Th St
New York, NY
Capital One
718-631-9100
211-47 26Th Avenue
Bayside, NY
The Town Agency Dba
(516)485-5200
239 Nassau Blvd S
Garden City, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Citi Home Mortgage Corporation
(201)944-1177
1634 Center Avenue
Fort Lee, NJ
Newlife Financial CO
(718)358-0038
16223 Depot Road
FLUSHING, NY
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