How to Lock in a Mortgage Rate Richmond Hill NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Elmont
800.432.1000
1431 Hempstead Turnpike
Elmont, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
First Jersey Mortgage SVCS Inc
201-662-1677
West New York, NJ
Kensington Capital Partners LLC
(212)825-9000
62 William Street
NEW YORK, NY
Bridgeview Mortgage Corporation
(516)328-6300
1200 Hempstead Turnpike
FRANKLIN SQUARE, NY
TD Bank
(516) 326-3560
372 Jericho Turnpike
Floral Park, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Strategic Mortgage Solutions Inc
(718)239-4090
1740 Parkview Av
BRONX, NY
Ivory Mortgage Corporation
(718)653-1500
4601 White Plains Road Apt 1
BRONX, NY
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