How to Lock in a Mortgage Rate Rensselaer NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - 500 State Street
800.432.1000
500 State St
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Edge Real Estate And Financial Svcs
(518)233-1700
1 Bent Pine Hollow
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Worldwide Abstract Service Inc
(518)785-4444
410 Troy Schenectady Road
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Opteum Financial Services LLC
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Homestead Funding Corp
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313 Ushers Rd
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Wells Fargo
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RAVENA, NY
National Bank of Coxsackie
(518)731-6161
3-7 Reed St.
COXSACKIE, NY