How to Lock in a Mortgage Rate Rensselaer NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Glenmont
518-432-9635
331 Route 9 W.
Glenmont, NY
Bank of America - Guilderland
800.432.1000
1450 Western Ave
Albany, NY
C M N Funding Inc
518-435-1119
Albany, NY
Sunset Mortgage
(518)877-4611
258 Ushers Road Suite 203
CLIFTON PARK, NY
Cuc Mortgage Corporation
(518) 437-8100
1021 Watervliet Shaker Rd
Albany, NY
HSBC Bank
1.800.975.HSBC (4722)
Rpi Student Union 15Th Street & Sage Avenue
Troy, NY
TD Bank
518-438-2006
1256 Central Avenue
Albany, NY
Centract Data Corporation
(518)475-7990
20 Brookview Avenue
Delmar, NY
The Leahy Agency Inc
(518)756-1038
130 Main Street
RAVENA, NY
American Eagle Mortgage
(518)439-5200
211 Delaware Av
DELMAR, NY

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