How to Lock in a Mortgage Rate Rensselaer NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

All Season Title Agency
(518)348-9900
9 Executive Park Drive
Clifton Park, NY
Amp Abstract And Title Services
(518)783-7127
974 Albany Shaker Road
Latham, NY
Capital Region Home Ownership Center
518-869-1800
Albany, NY
M & T Bank - Banking Departments- M & T Mortgage Corporation Northway
(518)877-3500
10 Executive Park Drive
CLIFTON PARK, NY
Clear Financial Solutions
(518)383-9893
1652 Route 9
CLIFTON PARK, NY
Bank of America - Delaware Ave South
800.432.1000
360 Delaware Ave
Delmar, NY
Farley Insurance Agency
(518)371-1239
Po Box 4196
Clifton Park, NY
North Country Insurance Agency
(518)374-0555
1925 Curry Road
Schenectady, NY
Optimal Funding Inc
(518)383-6168
1407 Route 9
CLIFTON PARK, NY
HCI Mortgage
(518)464-4448
621 Columbia Street
COHOES, NY

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