How to Lock in a Mortgage Rate Rensselaer NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Cool Insuring Agency Inc
(518)783-5567
784 Troy Schenectady Road
Latham, NY
Michael A. Attanasio Agency
(518)266-0311
235 Pawling Ave
Troy, NY
HSBC Mortgage Corporation USA
(518)862-9340
Washington Avenue Extension Pine West
ALBANY, NY
Home Funding Finders Inc
(518)783-1234
621 Columbia Street
COHOES, NY
Real Estate Mortgage Network Inc
(518) 608-5516
952 Troy Schenectady Rd
Latham, NY
Citizens Bank - Eastern Parkway/Price Chopper
518-382-9283
1640 Eastern Parkway
Schenectady, NY
Monroe Title Insurance Corporation
(518)346-7453
620 State Street
Schenectady, NY
Provantage Funding Corporation
(518)373-0212
28 Corporate Drive
CLIFTON PARK, NY
Homestead Funding Corporation
(518)373-0814
1407 Route 9
CLIFTON PARK, NY
Capital Region Funding
(518)218-7500
210 Washington Avenue Ex
ALBANY, NY

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