How to Lock in a Mortgage Rate Queensbury NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-761-7385
237 Glen Street
Glens Falls, NY
Glens Falls National Bank And Trust Co Granville
(518)642-2206
8646 State Route 22
Granville, NY
Allstate Insurance Kevin P Crosby
(518)745-8200
365 Bay Road
Queensbury, NY
Husarik Andrew A
(518)792-2404
158 Main Street
South Glens Falls, NY
Countrywide Home Loans
(518)742-2400
820 State Route 9
QUEENSBURY, NY
Citizens Bank - Queensbury/Wal-Mart
518-761-2440
891 Route 9
Queensbury, NY
Mountain Abstract Co Inc
(518)494-2434
20 Theriot Avenue
Chestertown, NY
Kinney Agency Inc
(518)638-8205
3027 State Route 4
Hudson Falls, NY
Allstate Insuranceken Hein
(518)761-6781
365 Bay Rd
Queensbury, NY
Saratoga Mortgage Co Inc
(518)792-3552
345 Bay Rd
QUEENSBURY, NY

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