How to Lock in a Mortgage Rate Queensbury NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chesterschroonhoricon Bank
(518)494-2691
6353 State Route 9
Chestertown, NY
Kinney Agency Inc
(518)638-8205
3027 State Route 4
Hudson Falls, NY
Saratoga National Bank & Trust CO
(518)584-8120
3 Carpenter Lane & Route
GANSEVOORT, NY
Household Finance Corporation
(518)793-5621
Northway Plaza
QUEENSBURY, NY
Glens Falls National Bank And Tr
(518) 793-4121
250 Glen St
Glens Falls, NY
Citizens Bank - Queensbury/Wal-Mart
518-761-2440
891 Route 9
Queensbury, NY
Mountain Abstract Co Inc
(518)494-2434
20 Theriot Avenue
Chestertown, NY
Husarik Andrew A
(518)792-2404
158 Main Street
South Glens Falls, NY
Saratoga Mortgage Co Inc
(518)792-3552
345 Bay Rd
QUEENSBURY, NY
Albany Mortgage Group
(518)761-0008
447 Glen
GLENS FALLS, NY

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