How to Lock in a Mortgage Rate Queens Village NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(718) 474-2680
257 Beach 116th St
Rockaway Park, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Novastar Home Mortgage
(212)858-7620
140 Broadway
NEW YORK, NY
CP Mortage Inc
(631)420-3900
92 Central Av
FARMINGDALE, NY
Chase Bank
(718) 962-2501
256-21 Union Tpke
Glen Oaks, NY
Wells Fargo - Third Avenue & 58Th Street
917-322-6700
731 Lexington Ave
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Phillips Mortgage Services
(718)326-2777
6473 Dry Harbor Road
MIDDLE VILLAGE, NY
First Capital Funding Inc
(718)771-3100
1119 Nostrand Avenue
BROOKLYN, NY
Data Provided by:
    

Related Articles
- How to Avoid Foreclosure by Knowing Your Mortgage Type Queens Village NY
Losing home in a foreclosure process is a miserable thing. And the reason behind foreclosure is that people stop making their mortgage payments. Ofen, you can avoid this unfortunate financial condition by reading the mortgage documents carefully, before signing on the dotted lines. Be sure to hire an attorney to help you understand what you are getting into.
- How to Understand a N.I.N.J.A. Mortgage Queens Village NY
- Adjustable Rate Mortgage Queens Village NY
- How to Compare Mortgage Programs Queens Village NY
- How to Talk to Mortgage Lenders Queens Village NY
- Flexible Mortgage For Self Employed Queens Village NY
- How to Create a Mortgage Calculator With Microsoft Excel Queens Village NY
- Advantages and Disadvantages of Refinancing Queens Village NY
- Options for Home Refinancing Queens Village NY