How to Lock in a Mortgage Rate Poughkeepsie NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
21 Market Street
Poughkeepsie, NY
Homestead Funding Corp
2 Summit Ct
Fishkill, NY
Clear Abstract Inc
5419 Route 9w
Newburgh, NY
Home Funding Finders
1207 Route 9
American Home Mortgage
280 Wall Street
Wells Fargo - Kingston
235 Fair St
Kingston, NY
TD Bank
18 Westage Drive, Suite 15
Fishkill, NY
Midhudson Valley Federal Credit Union Kingston
1099 Morton Boulevard
Kingston, NY
Suntrust Mortgage Inc
5020 Route 9W
Countrywide Home Loans
263 Route 17K

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