How to Lock in a Mortgage Rate Poughkeepsie NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(845) 229-7111
4277 Albany Post Rd
Hyde Park, NY
Mccann Thomas Abstract Corporation
(845)473-4779
150 Rinaldi Boulevard
Poughkeepsie, NY
Monahan Title Agency Sneeringerprvst Rdgrve Ttle A
(845)471-5911
313 Main Street
Poughkeepsie, NY
Home Funding Finders
(845)296-1634
1207 Route 9
WAPPINGERS FALLS, NY
G M A C Mortgage
(845)298-1788
1440 Route 9
WAPPINGERS FALLS, NY
Chase Bank
(845) 897-2104
15 Merritt Blvd
Fishkill, NY
Bank of America - North Plank Rd
800.432.1000
86 North Plank Rd
Newburgh, NY
Mclean Insurance Agency Inc.
(845)471-2660
316 Titusville Rd
Poughkeepsie, NY
Horizon Financial Group-Inc.
(845)485-1853
45 Clark St
POUGHKEEPSIE, NY
Guarenteed Home Mortgage Corporation
(845)565-3555
52 North Plank Road
NEWBURGH, NY

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