How to Lock in a Mortgage Rate Poughkeepsie NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
845-338-3016
411 Washington Avenue
Kingston, NY
American Home Mortgage
(845)831-4806
3 Burnham Court
Fishkill, NY
Rhinebeck Savings Bank
(845)485-6574
708 Dutchess Turnpike
POUGHKEEPSIE, NY
First Charleston Group Limited
(845)483-1069
1145 Route 55
LAGRANGEVILLE, NY
Ulster Savings Bank
(845) 338-6322
180 Schwenk Dr
Kingston, NY
HSBC Bank
1.800.975.HSBC (4722)
Nys Thruway/17K 801 Auto Park Place
Newburgh, NY
Citizens Bank - Kingston NY
845-338-6200
273 Wall Street
Kingston, NY
Andez Abstract Ltd
(845)296-0850
70 Pye Ln
Wappingers Falls, NY
Putnam County Savings Bank
(845)897-7272
804 Route 9
FISHKILL, NY
American Homestead Mortgage
(845)562-6800
326 Meadow Avenue
NEWBURGH, NY

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