How to Lock in a Mortgage Rate Poughkeepsie NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Kingston
845-331-0254
235 Fair St
Kingston, NY
Homestead Funding Corp
(845)896-1800
2 Summit Ct
Fishkill, NY
Esquire Title Agency Inc
(845)561-3500
542 Union Av
New Windsor, NY
Reliance Funding Corporation
(845)634-1022
280 Broadway
NEWBURGH, NY
Allan Kaplan Insurance Agency
(845)297-3266
1315 Route 9
WAPPINGERS FALLS, NY
Chase Bank
(845) 897-2104
15 Merritt Blvd
Fishkill, NY
Citizens Bank - Poughkeepsie Burnett SS
845-452-2391
59 Burnett Blvd.
Poughkeepsie, NY
American Home Mortgage
(845)831-4806
3 Burnham Court
Fishkill, NY
Johnjlease Title Agency
(845)566-7600
299 North Plank Rd
Newburgh, NY
Cornerstone Funding CO
(845)562-0066
5020 Route 9W
NEWBURGH, NY

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