How to Lock in a Mortgage Rate Potsdam NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Eugene D. Seeley Agency
(315)386-4335
63 Main St
Canton, NY
Home Abstract Company
(315)386-1316
48 Court Street
Canton, NY
North Country Savings Bank
(315)769-3566
22 Phillips Street
MASSENA, NY
Community Bank NA
(315)322-5795
3748 County Route 14
MADRID, NY
Community Bank N A
(315)265-4200
70 Market Street Suite 5
POTSDAM, NY
Consumer Marketing Services Inc
(315)386-5417
48 Court Street
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Stokes H Clifford
(315)386-3462
78 Main Street
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William Hayman
(315)265-2140
20 Elm St
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N B T Bank
(315)386-2265
5 Park Place
CANTON, NY
Community Bank NA
(315)388-4455
La Grasse
WADDINGTON, NY