How to Lock in a Mortgage Rate Port Jefferson Station NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Brookville Mortgage Associates Inc
(631)277-5600
135 West Main Street Suite 1
East Islip, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Equinox Mortgage Corp.
(631)439-6820
300 Motor Parkway Suite 200
HAUPPAUGE, NY
Residential Home Funding Corporation
(631) 224-1969
8 Greenwood Ave
East Islip, NY
Chase Bank
(631) 261-8400
163 Main St
Northport, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Deborah Brown Realty Inc
(631)673-1600
456 West Jericho Turnpike
HUNTINGTON, NY
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