How to Lock in a Mortgage Rate Plattsburgh NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Abstract Centennial
(518)562-9420
137 Margaret Street
Plattsburgh, NY
Union Bank
(802)524-9000
Main Street
Saint Albans, VT
A M S Funding Services Inc
802-879-4100
Colchester, VT
Tupper Lake National Bank - Branch Offices
(518)561-6696
519 State Route 3
PLATTSBURGH, NY
Academy Mortgage Corporation
(802) 497-0886
336 Watertower Cir Ste 306
Colchester, VT
TD Bank
802-658-1010
111 Main Street
Burlington, VT
Vermont Development Credit Union
(802)865-3404
18 Pearl St
Burlington, VT
Champlain Title CO of VT
802-862-9009
Burlington, VT
Citifinancial Inc
802-524-0670
Saint Albans, VT
Free Trader
(518)561-9680
21 McKinley Avenue Suite 3
PLATTSBURGH, NY

Related Articles
- Advantages and Disadvantages of Refinancing Plattsburgh NY
Refinancing your mortgage is when you get a new mortgage loan out and use the money from the new loan to pay off your old mortgage loan. In some cases refinancing home loan options are a good idea, and in some cases, refinancing your home loan is not such a good idea. Sometimes, refinancing your mortgage may cost you more money in the long run.
- How to Understand a N.I.N.J.A. Mortgage Plattsburgh NY
- Options for Home Refinancing Plattsburgh NY
- How to Create a Mortgage Calculator With Microsoft Excel Plattsburgh NY
- How to Compare Mortgage Programs Plattsburgh NY
- Adjustable Rate Mortgage Plattsburgh NY
- Flexible Mortgage For Self Employed Plattsburgh NY
- How to Avoid Foreclosure by Knowing Your Mortgage Type Plattsburgh NY
- How to Talk to Mortgage Lenders Plattsburgh NY