How to Lock in a Mortgage Rate Plattsburgh NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
518-643-2387
2990 Main Street
Peru, NY
Champlain Title Company
(802)862-9009
308 Main Street
Burlington, VT
Merchants Bank
(802)658-3400
College Street
Burlington, VT
Amortgagesearch.Com
802-859-0033
Colchester, VT
Adirondack Bank
(518)561-1816
448 State Route 3
PLATTSBURGH, NY
TD Bank
518-563-1700
714 State, Route 3
Plattsburgh, NY
Mullen Insurance Agency Inc.
(802)527-0121
140 S Main St
Saint Albans, VT
Chittenden Bank
(802)658-4000
2 Burlington Square
Burlington, VT
Flagstar Bank
802-864-4664
Burlington, VT
Countrywide Home Loans
802-338-9042
Colchester, VT

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