How to Lock in a Mortgage Rate Pittsford NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Corner Of Lyell/Plymouth 70 Lyell Ave
Rochester, NY
Chase Bank
(585) 242-7833
560 Monroe Ave
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Plasticworks Inc
(585)436-0010
460 Buffalo Road
ROCHESTER, NY
Wells Fargo Bank Na
(585) 419-2070
300 Red Creek Dr Ste 210
Rochester, NY
HSBC Bank
1.800.975.HSBC (4722)
In Country Club Plaza 825 Fairport Road
East Rochester, NY
Chase Bank
(585) 336-9526
1982 E Ridge Rd
Irondequoit, NY
Coylemerz Agency Inc
(585)671-3550
729 Ridge Rd
Webster, NY
First Rochester Mortgage Corp
(585) 427-9200
2024 W Henrietta Rd Bldg. 2A
Rochester, NY
CNB Mortgage
(585)394-4260
72 South Main Street
CANANDAIGUA, NY
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