How to Lock in a Mortgage Rate Pittsford NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(585) 258-5888
1 Chase Square
Rochester, NY
Bank of America - Park Avenue
800.432.1000
671 Park Ave
Rochester, NY
Shavonne Smith
(315)524-2161
2033 Ridge Rd
Ontario, NY
National Bank Of Geneva Mortgage Loans Main Office Visa
(315)789-2300
3 West Main Street
Victor, NY
Territory Mortgage Inc.
(585)869-0222
7635 S. Main Street P.o. Box 753
VICTOR, NY
Chase Bank
(585) 242-0354
260 Crittenden Blvd
Rochester, NY
Bank of America - Northgate
800.432.1000
3800 Dewey Ave
Rochester, NY
Riedman Corporation
(585)226-2440
49 Park Pl
Avon, NY
The Lyons National Bank Ontario Ofc
(315)524-9661
6254 Furnace Road
Ontario, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
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