How to Lock in a Mortgage Rate Pittsford NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Brighton NY
585-442-0224
2000 Monroe Avenue
Rochester, NY
Allstate Insurance Samuel J. Nash
(585)425-8830
7450 Ptsfrd Plmyr Rd
Fairport, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Quality Home Funding Corporation
(585)429-2000
2255 Lyell Avenue Suite 2
ROCHESTER, NY
Carteret Mortgage Corporation
(585)538-9433
3284 Clover Street
CALEDONIA, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of Lyell/Plymouth 70 Lyell Ave
Rochester, NY
Citizens Bank - Lake Ave-Rochester/ Tops
585-458-2270
710 Lake Ave
Rochester, NY
Ultralight Freedom Flight Inc
(315)986-3085
Po Box 986
Macedon, NY
Singer Real Estate
(585)271-7784
1039 Monroe Avenue
ROCHESTER, NY
National Bank of Geneva - Mortgage- Loans- Main Office- Visa
(315)789-2300
3 West Main Street
VICTOR, NY
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